BEGIN:VCALENDAR VERSION:2.0 PRODID:-//Brown & Brown - ECPv6.15.1.1//NONSGML v1.0//EN CALSCALE:GREGORIAN METHOD:PUBLISH X-ORIGINAL-URL:https://www.bbrown.com/us/ X-WR-CALDESC:Events for Brown & Brown REFRESH-INTERVAL;VALUE=DURATION:PT1H X-Robots-Tag:noindex X-PUBLISHED-TTL:PT1H BEGIN:VTIMEZONE TZID:America/Chicago BEGIN:DAYLIGHT TZOFFSETFROM:-0600 TZOFFSETTO:-0500 TZNAME:CDT DTSTART:20240310T080000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0500 TZOFFSETTO:-0600 TZNAME:CST DTSTART:20241103T070000 END:STANDARD BEGIN:DAYLIGHT TZOFFSETFROM:-0600 TZOFFSETTO:-0500 TZNAME:CDT DTSTART:20250309T080000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0500 TZOFFSETTO:-0600 TZNAME:CST DTSTART:20251102T070000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT DTSTART;TZID=America/Chicago:20250918T110000 DTEND;TZID=America/Chicago:20250918T120000 DTSTAMP:20251105T043939 CREATED:20250721T195010Z LAST-MODIFIED:20250721T195010Z UID:10000621-1758193200-1758196800@www.bbrown.com SUMMARY:Required Health Benefit Plan Notices DESCRIPTION:Are you aware of how your organization meets federal compliance standards as it relates to required health benefit plan notices? Join Brown & Brown’s Regulatory and Legislative Strategy team as we discuss potential ways to avoid costly penalties and ways to provide effective communication related to health plan information to employees. This webinar intends to assist you with the knowledge and tools to help you streamline your organization’s notices process and help you in maintaining a compliant benefits program. Whether you are managing a fully insured or self-funded plan\, this webinar aims to help you reduce potential risks and penalties related to your plan disclosure obligations.  \nJoin our upcoming webinar hosted by the Regulatory & Legislative Strategy Team to take part in an informative session designed to help employers\, HR professionals and benefits administrators navigate the complex landscape of federally required health benefit plan notices. This webinar will provide a comprehensive overview of the key notices required under federal laws\, such as ERISA\, COBRA\, HIPAA\, Medicare and the Affordable Care Act (ACA).  \nAdditionally\, attendees will learn specific legal obligations including:  \n\nWhich notices are required under federal law and when they must be distributed \n\n\nWho must receive each notice (e.g.\, employees\, dependents\, COBRA participants) \n\n\nHow to use model notices and ensure compliance with timing and content requirements \n\n\nBest practices for maintaining documentation and avoiding common compliance pitfalls \n\n\nThe latest regulatory updates and how they affect notice requirements \n\nWho Should Attend: HR professionals\, benefits administrators\, health and welfare benefit plan compliance officers and plan sponsors.  URL:https://www.bbrown.com/us/event/required-health-benefit-plan-notices/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2025/06/AdobeStock_51888023-1-scaled.jpeg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20250916T110000 DTEND;TZID=America/Chicago:20250916T120000 DTSTAMP:20251105T043939 CREATED:20250623T175449Z LAST-MODIFIED:20250623T175449Z UID:10000620-1758020400-1758024000@www.bbrown.com SUMMARY:Food as Medicine | 2025 Summer Webinar Series DESCRIPTION:Join us as we explore how personalized\, culturally inclusive nutrition support can play a powerful role in preventing and managing chronic disease like diabetes\, obesity\, gastrointestinal disorders and cardiovascular disease that continue to drive up health plan costs. \nThis webinar will highlight how registered dietitians and food-health professionals are transforming care through evidence-based\, compassionate guidance tailored to each individual’s medical needs and lifestyle. \nLearn about the value of medical nutrition therapy (MNT) as part of a modern\, preventive health approach and consider how covering evidence-based\, personalized nutrition services can improve outcomes and reduce claims costs. \nJoin us to discover: \n\nHow to evaluate your current benefit design and identify opportunities to enhance or add nutrition-related coverage.\nHow to leverage other services—like virtual workshops and workplace wellness sessions—to engage and educate your population.\n\nREGISTER HERE URL:https://www.bbrown.com/us/event/food-as-medicine-2025-summer-webinar-series/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2024/03/FoodAsMedicine_WebsiteHeader.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20250818T110000 DTEND;TZID=America/Chicago:20250818T120000 DTSTAMP:20251105T043939 CREATED:20250404T142254Z LAST-MODIFIED:20250821T201407Z UID:10000615-1755514800-1755518400@www.bbrown.com SUMMARY:Family Medical Leave Act (FMLA) and Health Benefit Plans DESCRIPTION:The August event has passed. View the recording here. \nClick here to see all upcoming events. \n\nSince 1996\, employers subject to the Family and Medical Leave Act (FMLA) have been required to provide job-protected leaves of absence to covered workers. Workers’ rights under FMLA also include health care benefits protections. Final regulations published by the United States Department of Labor (DOL) in February 2013 expanded certain provisions of the FMLA. Although many employers understand the job protection aspect of FMLA\, protecting and maintaining employee health care benefits during FMLA leave can be just as\, if not more\, challenging. During this one-hour refresher\, the Regulatory and Legislative Strategy Team will be partnering with Brown & Brown’s Absence Consulting team to review and answer commonly asked questions\, such as: \n\nWhat employers are subject to FMLA?\nWhat employees are eligible for FMLA?\nUnder what circumstances can employees take job-protected FMLA leave?\nWhat are the job and health care benefit protections provided under FMLA?\nHow does job-protected leave affect welfare benefits other than health care?\nWhat steps can be taken to help preserve benefit protections during and after an FMLA leave? URL:https://www.bbrown.com/us/event/family-medical-leave-act-fmla-and-health-benefit-plans/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2025/03/AdobeStock_390659828-scaled-1.jpeg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20250812T110000 DTEND;TZID=America/Chicago:20250812T120000 DTSTAMP:20251105T043939 CREATED:20250623T175214Z LAST-MODIFIED:20250623T175214Z UID:10000619-1754996400-1755000000@www.bbrown.com SUMMARY:Movement as Medicine | 2025 Summer Webinar Series DESCRIPTION:Join us for a dynamic and timely conversation as we explore how employers can harness the power of physical activity to improve health outcomes\, reduce chronic disease and drive down healthcare costs. \nPhysical inactivity remains one of the top contributors to preventable chronic conditions – conditions that significantly impact employee health\, productivity and benefit spend. In this webinar\, Dr. Matthews will share insights on how all aspects of well-being including physical and mental health are inextricably intertwined\, with all improved through physical activity\, one of the most powerful forms of medicine. She will address how movement can be strategically position within workplace well-being initiatives\, shifting the focus from treatment to prevention and long-term vitality. \nJoin us to learn: \n\nThe link between movement\, physical health\, mental health and employee engagement.\nThe dynamic interplay between mind\, body\, and behavior and develop a deeper understanding of the crucial role physical activity plays in preventing and treating chronic diseases.\nHow employers can build environments\, benefits and cultural norms that support and encourage movement throughout the day.\n\nREGISTER HERE URL:https://www.bbrown.com/us/event/movement-as-medicine-2025-summer-webinar-series/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2025/03/AdobeStock_230625445-scaled.jpeg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20250715T110000 DTEND;TZID=America/Chicago:20250715T120000 DTSTAMP:20251105T043939 CREATED:20250623T175208Z LAST-MODIFIED:20250623T175208Z UID:10000618-1752577200-1752580800@www.bbrown.com SUMMARY:Friends as Medicine | 2025 Summer Webinar Series DESCRIPTION:Strong social connections aren’t just nice to have—they’re essential for our health\, happiness and safety. Research shows that individuals with meaningful relationships live longer\, experience less stress and enjoy better physical and mental health. The workplace\, where we spend a significant portion of our lives\, is one of the most powerful places to foster these connections. \nJoin us for a compelling webinar exploring how employers can help cultivate friendship and belonging among employees—and why doing so is a critical strategy for improving individual well-being and organizational culture. We’ll examine the science behind social connection and its far-reaching benefits\, from lower healthcare costs to stronger team collaboration. \nYou’ll also hear ideas for building a more connected workforce and actionable strategies for leaders who want to promote meaningful connection among their teams. \nJoin us to learn: \n\nThe powerful impact of relationships on employee health\, happiness and organizational performance\nHow fostering connection can reduce healthcare costs\, boost engagement and strengthen workplace culture\nHow to take action with practical\, effective strategies leaders can use to build a more connected and inclusive workforce\n\nREGISTER HERE URL:https://www.bbrown.com/us/event/friends-as-medicine-2025-summer-webinar-series/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2025/06/AdobeStock_163751194.jpeg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20250619T110000 DTEND;TZID=America/Chicago:20250619T120000 DTSTAMP:20251105T043939 CREATED:20250313T200443Z LAST-MODIFIED:20250428T160522Z UID:10000613-1750330800-1750334400@www.bbrown.com SUMMARY:Health Benefit Plans and Medicare DESCRIPTION:With a more diverse workforce\, employers are receiving additional questions from employees regarding how Medicare enrollment interacts with\, or otherwise affects\, coverage under an employer-sponsored health benefit plan.\n\n\nJoin our upcoming webinar hosted by the Regulatory & Legislative Strategy Team to explore the interaction between group health plans and Medicare and answer many of the questions employers/plan sponsors are asking about Medicare coverage.\n\n\nThis program has been approved for 1.0 HRCI and SHRM credit. URL:https://www.bbrown.com/us/event/health-benefit-plans-and-medicare/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2024/10/AdobeStock_124232746-scaled.jpeg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20250617T110000 DTEND;TZID=America/Chicago:20250617T120000 DTSTAMP:20251105T043939 CREATED:20250529T160304Z LAST-MODIFIED:20250529T160304Z UID:10000617-1750158000-1750161600@www.bbrown.com SUMMARY:Brown & Brown Employer Health and Benefits Strategy Survey\, 2025 – Results Review DESCRIPTION:The results are in! Please join us as we review the key strategic findings from the inaugural Brown & Brown Employer Health and Benefits Strategy Survey 2025. These insights come from more than 760 of your fellow U.S. employers from every region\, industry and size*. Learn about current and future health benefit plan strategies and how they can support attracting and retaining talent\, controlling costs and meeting the diverse needs of your workforce. \n*Employer survey respondents had at least 200 employees. \nREGISTER HERE URL:https://www.bbrown.com/us/event/brown-brown-employer-health-and-benefits-strategy-survey-2025-results-review/ LOCATION:Virtual ATTACH;FMTTYPE=image/png:https://www.bbrown.com/wp-content/uploads/2025/05/EBSurveyWebinar_WebsiteHeader.png END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20250610T110000 DTEND;TZID=America/Chicago:20250610T120000 DTSTAMP:20251105T043939 CREATED:20250515T205922Z LAST-MODIFIED:20250515T205922Z UID:10000616-1749553200-1749556800@www.bbrown.com SUMMARY:The Patient Will See You Now: How Primary Care is Being Revolutionized DESCRIPTION:In today’s fast-evolving healthcare landscape\, primary care is undergoing a transformative shift driven by advanced concierge services\, preventive medicine and virtual care. Employers\, providers and patients are demanding more personalized\, proactive and accessible healthcare solutions. This webinar brings together industry leaders from three innovative companies who are redefining how primary care is delivered. Join us for an engaging panel discussion where specialists will explore: \n\nAdvanced concierge medicine: How concierge care raises the bar for personalized patient experiences and improves health outcomes\nPreventive medicine strategies: The critical role of early detection\, lifestyle medicine and wellness programs in reducing long-term healthcare costs\nVirtual care innovations: The latest in telehealth technology and virtual medicine\, offering seamless\, on-demand access to care\n\nKey Takeaways \n\nBest practices for integrating concierge and preventive care into health benefit strategies\nThe impact of virtual medicine on healthcare accessibility and employee satisfaction\nReal-world success stories from leading organizations driving better health outcomes\n\nREGISTER HERE URL:https://www.bbrown.com/us/event/the-patient-will-see-you-now-how-primary-care-is-being-revolutionized/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2025/03/AdobeStock_327070175-scaled.jpeg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20250515T110000 DTEND;TZID=America/Chicago:20250515T120000 DTSTAMP:20251105T043939 CREATED:20250304T215626Z LAST-MODIFIED:20250304T215626Z UID:10000612-1747306800-1747310400@www.bbrown.com SUMMARY:IRC Section 125 Status Change Events and HIPAA Special Enrollment Events DESCRIPTION:When an employee requests to make a mid-year election change to their benefit elections\, employers must consider multiple factors\, such as whether the election change is permitted under the Section 125 plan\, in addition to the facts and circumstances of the request and the timing of the request. This is due to the complexity surrounding Section 125 Cafeteria Plan status change rules and HIPAA special enrollment events.\n\nThis webinar discusses the events identified in the regulations that may allow employees to make mid-year benefit election changes\, including some procedural issues that can arise when handling employee requests.\n\nThis program has been approved for 1.0 HRCI and SHRM credit. URL:https://www.bbrown.com/us/event/irc-section-125-status-change-events-and-hipaa-special-enrollment-events/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2024/11/AdobeStock_450309925-scaled.jpeg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20250506T110000 DTEND;TZID=America/Chicago:20250506T120000 DTSTAMP:20251105T043939 CREATED:20250401T183454Z LAST-MODIFIED:20250416T145904Z UID:10000614-1746529200-1746532800@www.bbrown.com SUMMARY:Grit. No Quit: 4 Keys to Building Mental Toughness and Unlocking the Endurance Mindset DESCRIPTION:The stress and challenges of life can throw us off course and affect our physical and mental health. By training ourselves to handle tough moments – building an “endurance mindset” – we can improve our ability to adapt to change and take control of our well-being. \nPlease join Brown & Brown for a webinar focused on unlocking the endurance mindset. Our keynote speaker\, Aaron Hunnel\, will share strategies to help turn obstacles into opportunities and strengthen the body and mind. We will also highlight ways to apply these concepts in the workplace. \nPresenters: \n\nPowell Brown\nDr. Joel Axler\nAaron Hunnel\n\nThis program has been approved for 1.0 HRCI and SHRM credit. \nREGISTER HERE URL:https://www.bbrown.com/us/event/grit-no-quit/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2022/10/WorldMentalHealthDay_WebsiteGraphic.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20250417T110000 DTEND;TZID=America/Chicago:20250417T120000 DTSTAMP:20251105T043939 CREATED:20250303T003200Z LAST-MODIFIED:20250303T003200Z UID:10000541-1744887600-1744891200@www.bbrown.com SUMMARY:ERISA: MLR Rebates\, Plan Assets and General Plan Sponsor Fiduciary Duties DESCRIPTION:For plans subject to the Employee Retirement Income Security Act (ERISA)\, the law establishes certain standards that must be followed by those who manage the employee benefit plan and its assets (e.g.\, plan fiduciaries). An ERISA plan has certain designated and automatic fiduciaries\, and an individual may also become a fiduciary by the nature of their role. These individuals must comply with a variety of fiduciary duties\, including acting in the best interest of the plan participants and beneficiaries and ensuring that they use plan assets for the exclusive purpose of providing plan benefits and defraying plan administration costs. This webinar will review those duties and highlight scenarios where a plan sponsor/employer performs a fiduciary function\, such as utilizing and distributing MLR rebates.\n\nIn this webinar\, the Regulatory & Legislative Strategy Group will answer these questions:\n\nWho is a plan fiduciary?\nWhat are the key fiduciary duties under ERISA?\nWhat are plan assets?\nWhat ERISA requirements apply to the use of plan assets?\nHow do ERISA’s fiduciary duties apply to MLR rebates?\n\nThis program has been approved for 1.0 HRCI and SHRM credit. URL:https://www.bbrown.com/us/event/erisa-mlr-rebates-plan-assets-and-general-plan-sponsor-fiduciary-duties/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2024/10/AdobeStock_124232746-scaled.jpeg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20250320T110000 DTEND;TZID=America/Chicago:20250320T120000 DTSTAMP:20251105T043939 CREATED:20250303T003201Z LAST-MODIFIED:20250303T003201Z UID:10000539-1742468400-1742472000@www.bbrown.com SUMMARY:ERISA: Health Plan Documents and Form 5500 Reporting DESCRIPTION:For most plan sponsors\, the Employee Retirement Income Security Act (ERISA) is one of the most significant laws governing their employee health and welfare benefit plan. ERISA imposes various requirements on plan sponsors\, including the requirement that the plan have a written plan document and a Summary Plan Description (SPD). Plans subject to ERISA must also file an annual Form 5500 to report certain information on these plans to the DOL and distribute a Summary Annual Report to communicate this information to participants. Complying with these requirements can\, in some cases\, pose challenges for plan sponsors and plan administrators.\n\nIn this webinar\, the Regulatory & Legislative Strategy Group will cover the following topics :\n\nBasics of ERISA\nWritten plan document requirement\nSummary Plan Description (SPD) requirement\nForm 5500 Reporting\nSummary Annual Report (SAR) requirement\n\nThis program has been approved for 1.0 HRCI and SHRM credit. \n  URL:https://www.bbrown.com/us/event/erisa-health-plan-documents-and-form-5500-reporting/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2024/12/AdobeStock_390659828-scaled-1.jpeg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20250220T110000 DTEND;TZID=America/Chicago:20250220T120000 DTSTAMP:20251105T043939 CREATED:20250303T003203Z LAST-MODIFIED:20250303T003203Z UID:10000537-1740049200-1740052800@www.bbrown.com SUMMARY:Benefit Plan Compliance: Account-Based Plans DESCRIPTION:Most employers offer healthcare options to their employees that include account-based plans—Health FSAs\, HRAs or HSAs. Health FSAs and HRAs are employer-provided group health plans that allow for the payment or reimbursement of expenses for medical care on a tax-favored basis. HSAs\, on the other hand\, are tax-favored trusts or custodial accounts owned by the employee that are generally used to pay for qualified medical expenses. \nIn this presentation\, the Regulatory & Legislative Strategy group will review each type of account-based plan\, including how they may impact each other\, and illustrate the benefits and advantages of each. \nThis program has been approved for 1.0 HRCI and SHRM credit. URL:https://www.bbrown.com/us/event/benefit-plan-compliance-account-based-plans/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2024/08/AdobeStock_293030284-2-scaled.jpeg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20250116T110000 DTEND;TZID=America/Chicago:20250116T120000 DTSTAMP:20251105T043939 CREATED:20250303T003205Z LAST-MODIFIED:20250303T003205Z UID:10000535-1737025200-1737028800@www.bbrown.com SUMMARY:Mental Health Parity and Addiction Equity Act (MHPAEA): The Basics and Final Rules DESCRIPTION:In September 2024\, the Departments published final rules titled “Requirements Related to the Mental Health Parity and Addiction Equity Act (MHPAEA).” These rules specifically relate to the requirements surrounding Non-Quantitative Treatment Limitations (NQTLs)\, including the comparative analysis requirement established under the Consolidated Appropriations Act\, 2021 (CAA\, 2021). Please join us for an overview of these final rules. \nTo help you better navigate the new MHPAEA rules\, the Regulatory & Legislative Strategy group will discuss: \n\nContent requirements for the NQTL comparative analysis\nRequirements that apply to plan years beginning on or after January 1\, 2025\, and to plan years beginning on or after January 1\, 2026\nAction plan for employers seeking to comply with the MHPAEA rules\n\nThis program has been approved for 1.0 HRCI and SHRM credit. URL:https://www.bbrown.com/us/event/mhpaea-the-basics-and-final-rules/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2024/10/AdobeStock_124232746-scaled.jpeg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20241212T110000 DTEND;TZID=America/Chicago:20241212T120000 DTSTAMP:20251105T043939 CREATED:20240924T195736Z LAST-MODIFIED:20250303T003207Z UID:10000507-1734001200-1734004800@www.bbrown.com SUMMARY:ACA Reporting – Are You Ready? DESCRIPTION:ACA reporting that occurs in 2025 for the 2024 calendar year is just around the corner.  Please join us as we review the ACA reporting requirements (Forms 1094-B\, 1095-B\, 1094-C and 1095-C) for the 2024 calendar year.  While the information covered in this presentation may be a refresher for many\, this issue area of regulatory compliance can be complex for many organizations.\n\n\nTo help you better navigate the ACA reporting\, we will discuss:\n\n\nEmployers/organizations subject to the reporting requirement\nDelivery and filing requirements and deadlines\nNew requirement to file electronically for all employers providing at least ten information reports to employees (including W-2s\, 1099s\, 1095s\, etc.)\nGeneral reporting method and required information\nMeaning of reporting codes\nReporting scenarios\nRelated state reporting requirements\n\nThis program has been approved for 1.0 HRCI and SHRM credit. \n  URL:https://www.bbrown.com/us/event/aca-reporting/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2024/09/AdobeStock_649204885-scaled.jpeg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20241121T110000 DTEND;TZID=America/Chicago:20241121T120000 DTSTAMP:20251105T043939 CREATED:20250303T003210Z LAST-MODIFIED:20250303T003210Z UID:10000531-1732186800-1732190400@www.bbrown.com SUMMARY:Health and Welfare Plan Compliance FAQs DESCRIPTION:The Brown & Brown Regulatory and Legislative (R&L) Strategy team invites you to a discussion of some of the most relevant and popular topics related to health and welfare benefit plan compliance in 2024. This presentation will be in an FAQ format\, and we will explore several employee benefit plan regulatory requirements that plan sponsors will need to understand. \nSome of the popular topics we will address include: \n\nFinal rules on reproductive health rights under HIPAA\nOverturning of the Chevron case\nMedicare Part D changes for January 1\, 2025\nFiduciary Duties under ERISA\nERISA Penalties associated with MHPAEA non-compliance\nClass action suit for wellness programs under the ADA\nVendors for wellness programs/indemnity programs\n\nThis program has been approved for 1.0 HRCI and SHRM credit. URL:https://www.bbrown.com/us/event/health-and-welfare-plan-compliance-faqs/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2024/05/AdobeStock_135983304-scaled.jpeg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20241017T110000 DTEND;TZID=America/Chicago:20241017T120000 DTSTAMP:20251105T043939 CREATED:20240717T201907Z LAST-MODIFIED:20250303T003212Z UID:10000503-1729162800-1729166400@www.bbrown.com SUMMARY:Compliance Considerations for Fringe Benefits DESCRIPTION:Fringe benefits are forms of extra compensation provided by employers to employees in addition to their regular wages\, such as cash\, cash-equivalents\, assistance programs or other non-monetary benefits. Under the Internal Revenue Code (IRC) Section 61\, all income is considered taxable unless an exclusion applies\, such as a designated ‘fringe benefit.’ Other additional benefits from employers that do not fall into the fringe benefit category by the IRC are addressed by statutory provisions providing special tax treatment (e.g.\, moving expenses or awards). \nAlthough many employers wish to offer these types of additional benefits for employees\, it can be challenging to navigate the tax implications and potential requirements for these plans. During this one-hour refresher\, the Regulatory and Legislative Strategy Group will review considerations and address commonly asked questions related to benefits such as life and disability plans\, commuter benefits and lifestyle spending accounts (LSAs). The team will also address funding arrangements for fringe benefits and the connection to COBRA regulations. \nThis program has been approved for 1.0 HRCI and SHRM credit. \n  URL:https://www.bbrown.com/us/event/compliance-considerations-for-fringe-benefits/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2023/07/pexels-dominika-roseclay-2112032-3-scaled.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20240919T110000 DTEND;TZID=America/Chicago:20240919T120000 DTSTAMP:20251105T043939 CREATED:20250303T003215Z LAST-MODIFIED:20250303T003215Z UID:10000525-1726743600-1726747200@www.bbrown.com SUMMARY:The Family and Medical Leave Act and Employee Benefits DESCRIPTION:Since 1996\, employers subject to the Family and Medical Leave Act (FMLA) have been required to provide job-protected leaves of absence to covered workers. Workers’ rights under FMLA also include health care benefits protections. Final regulations published by the United States Department of Labor (DOL) in February 2013 expanded certain provisions of the FMLA.\n\n\nAlthough many employers understand the job protection aspect of FMLA\, protecting and maintaining employee health care benefits during FMLA leave can be just as\, if not more\, challenging. During this one-hour refresher\, the Regulatory and Legislative Strategy Group will be partnering with Brown & Brown’s Leave and Absence Management team to review and answer commonly asked questions\, such as:\n\n\nWhat employers are subject to FMLA?\nWhat employees are eligible for FMLA?\nUnder what circumstances can employees take job-protected FMLA leave?\nWhat are the protections under FMLA\, including the protections related to group health plan benefits?\nHow do job-protected leaves affect welfare benefits other than health care?\n\n  \nThis program has been approved for 1.0 HRCI and SHRM credit. URL:https://www.bbrown.com/us/event/the-family-medical-leave-act-employee-benefits/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2024/05/caleb-fisher-TI49JPnDPMs-unsplash-9-scaled.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20240910T130000 DTEND;TZID=America/Chicago:20240910T140000 DTSTAMP:20251105T043939 CREATED:20240614T205102Z LAST-MODIFIED:20240807T203456Z UID:10000501-1725973200-1725976800@www.bbrown.com SUMMARY:MSK Health Summer Series 2024 DESCRIPTION:Musculoskeletal (MSK) health remains a top cost driver for organizations domestically and globally. The unique spectrum of risk\, treatment and cost positions MSK health and well-being as a unique challenge for employers. Join Brown & Brown Population Health & Well-Being specialists and distinguished guest speakers for a three-part webinar series to explore this dynamic area of healthcare. Learn how employers can integrate strategies across employee benefits\, property & casualty\, health & safety and more to maximize cost savings\, boost productivity and help improve employee health. \nREGISTER HERE URL:https://www.bbrown.com/us/event/msk-health-summer-series-2024/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2024/06/MSKWebinars_WebsiteRegistrationHeader.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20240815T110000 DTEND;TZID=America/Chicago:20240815T120000 DTSTAMP:20251105T043939 CREATED:20240503T155941Z LAST-MODIFIED:20240503T160038Z UID:10000496-1723719600-1723723200@www.bbrown.com SUMMARY:HIPAA Privacy and Security Overview DESCRIPTION:The Health Insurance Portability and Accountability Act (HIPAA) requires covered entities to take steps to maintain the privacy and security of protected health information (PHI). Group health plans sponsored by employers are considered Covered Entities under HIPAA and must comply with these requirements to help avoid information breaches and potential penalties. \nThis webinar will help clarify which HIPAA requirements apply to different types of employer-sponsored benefits. The webinar will also provide helpful tips regarding how to complete the administrative tasks required under the HIPAA privacy and security rules. \nKey topics include: \n\nCovered Entities and Business Associates\nPHI and EPHI\nPrivacy and security technical and organizational safeguards\nRecent cyberattacks “in the news”\nIdentifying and responding to a breach\nPenalties for violations\n\nThis program has been approved for 1.0 HRCI and SHRM credit. URL:https://www.bbrown.com/us/event/hipaa-privacy-security/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2022/04/avel-chuklanov-DUmFLtMeAbQ-unsplash-scaled.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20240620T110000 DTEND;TZID=America/Chicago:20240620T120000 DTSTAMP:20251105T043939 CREATED:20240311T191011Z LAST-MODIFIED:20240606T172258Z UID:10000608-1718881200-1718884800@www.bbrown.com SUMMARY:Benefit Plan Nondiscrimination Rules DESCRIPTION:Group health plans have a particularly complicated set of rules related to self-funded group health plans and cafeteria plans under the Internal Revenue Code (IRC). Specifically\, the IRC nondiscrimination rules that apply to these types of plans can be challenging for plan sponsors to navigate. To help ensure employer plans maintain their tax-favored status and that benefits are distributed equitably among employees\, employers must become familiar with the nondiscrimination testing rules that apply to their benefit offerings. \nKey Topics Include: \n\nOverview of Cafeteria Plan Nondiscrimination Testing: Eligibility Test\, Contributions & Benefits Test and Key Employee Concentration Test\nSelf-Insured health plans and Code Section 105(h) nondiscrimination testing\nDependent Care Assistance Programs (DCAPs) and nondiscrimination testing failures\nThe special nondiscrimination test that applies to employer-sponsored group-term life insurance plans (and their application to Key Employees under the plan)\n\n  \n \n\n\n  \n  \n\nDISCLAIMER: Brown & Brown\, Inc. and all its affiliates\, do not provide legal\, regulatory or tax guidance\, or advice. If legal advice counsel or representation is needed\, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown\, Inc. and all its affiliates\, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes. URL:https://www.bbrown.com/us/event/benefit-plan-nondiscrimination-rules/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2023/11/harold-mendoza-6xafY_AE1LM-unsplash-1-1-scaled.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20240528T130000 DTEND;TZID=America/Chicago:20240528T140000 DTSTAMP:20251105T043939 CREATED:20240506T153554Z LAST-MODIFIED:20240521T172946Z UID:10000498-1716901200-1716904800@www.bbrown.com SUMMARY:Workers’ Compensation: State of the Market\, Claims and Emerging Use of Artificial Intelligence DESCRIPTION:Please join us for a robust discussion addressing important issues and trends in the Workers’ Compensation marketplace. Three industry veterans will address and discuss current trends in the insurance marketplace\, claims issues and trends\, and the emerging use of Artificial Intelligence in managing and adjusting claims. URL:https://www.bbrown.com/us/event/workers-compensation/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2022/01/pexels-mikhail-nilov-8296979-scaled.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20240522T130000 DTEND;TZID=America/Chicago:20240522T140000 DTSTAMP:20251105T043939 CREATED:20240430T151358Z LAST-MODIFIED:20240508T132350Z UID:10000610-1716382800-1716386400@www.bbrown.com SUMMARY:Work Smarter\, Live Better: Strategies to Manage Stress and Improve Work-Life Balance DESCRIPTION:Mental health continues to be a top priority for employers. With stress\, anxiety\, and burnout on the rise\, many organizations are considering ways to enhance support for employees and improve mental health and well-being. \nPlease join us as we host a webinar focused on the importance of stress management and work-life balance. Our keynote speaker will share tools and strategies to help employees lower their stress levels\, navigate challenges\, and increase satisfaction on and off the job. Additionally\, we will highlight actions employers can take to support the mental health needs of their workforce and promote a positive workplace culture. URL:https://www.bbrown.com/us/event/work-smarter-live-better/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2024/04/AdobeStock_318176615-scaled.jpeg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20240516T110000 DTEND;TZID=America/Chicago:20240516T120000 DTSTAMP:20251105T043939 CREATED:20240221T190836Z LAST-MODIFIED:20240501T180438Z UID:10000604-1715857200-1715860800@www.bbrown.com SUMMARY:Health Plan Transparency Requirements DESCRIPTION:Under Federal law\, group health plans are responsible for various reporting and disclosure requirements that aim to improve transparency within the healthcare industry. This webinar will review the key health plan transparency requirements and provide information regarding recent regulatory guidance that addresses the application and enforcement of these rules.\n\nItems covered in this presentation will include:\n\nReview of the guidance and regulations addressing the surprise medical bill requirements since their initial effective date in 2022\nBrief overview of the transparency requirements applicable to group health plans and the effective dates\nReview of updated price comparison tool requirements effective in 2024\nDiscussion of current guidance regarding RxDC reporting due by June 1\, 2024\nDiscussion of current guidance regarding gag-clause prohibition attestation requirements due by December 31\, 2024\nOverview of issues to consider when relying on third parties to comply with these requirements\n\n  \n \n\n\n\nDISCLAIMER: Brown & Brown\, Inc. and all its affiliates\, do not provide legal\, regulatory or tax guidance\, or advice. If legal advice counsel or representation is needed\, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown\, Inc. and all its affiliates\, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes. URL:https://www.bbrown.com/us/event/health-plan-transparency-requirements/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2023/12/claire-anderson-Vq__yk6faOI-unsplash-4-scaled.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20240418T110000 DTEND;TZID=America/Chicago:20240418T120000 DTSTAMP:20251105T043939 CREATED:20240126T163009Z LAST-MODIFIED:20240126T163009Z UID:10000602-1713438000-1713441600@www.bbrown.com SUMMARY:A Continuing Conversation about COBRA DESCRIPTION:The Consolidated Omnibus Budget Reconciliation Act of 1985\, known simply as COBRA\, is a federal law that grants certain employees\, spouses and dependents the right to continue employer-sponsored health coverage after a loss of coverage and eligibility in certain situations. While the continuation rights provided for under COBRA have been around for nearly 40 years\, compliance with COBRA remains one of employers’ biggest and most complicated employee benefits issues. \nThis webinar will present an overview of the requirements imposed on plan sponsors under COBRA and address common issues employers may face when fulfilling their obligations under the statute. \nTopics addressed in this webinar will specifically include: \n\nWhich employers are subject to COBRA?\nWhich employer-sponsored plans are subject to COBRA?\nWhich individuals have continuation rights as qualified beneficiaries under COBRA?\nWhat events trigger a plan sponsor’s obligation to offer continuation coverage under COBRA?\nHow is the premium for continuation coverage provided under COBRA determined\, and what are the rules regarding payment for the coverage?\nWhat are the notice obligations for both qualified beneficiaries and plan sponsors under COBRA?\nWhat penalties may a plan sponsor face for failing to comply with various aspects of COBRA?\n\n\n\n\n\nREGISTER HERE\n\nDISCLAIMER: Brown & Brown\, Inc. and all its affiliates\, do not provide legal\, regulatory or tax guidance\, or advice. If legal advice counsel or representation is needed\, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown\, Inc. and all its affiliates\, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes. URL:https://www.bbrown.com/us/event/a-continuing-conversation-about-cobra/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2023/11/kyle-mills-2pxjS57_axE-unsplash-2-scaled.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20240326T130000 DTEND;TZID=America/Chicago:20240326T140000 DTSTAMP:20251105T043939 CREATED:20240229T175246Z LAST-MODIFIED:20240229T175246Z UID:10000606-1711458000-1711461600@www.bbrown.com SUMMARY:Cyber and Data Security: Claims\, Coverage and Marketplace Trends DESCRIPTION:Please join us for a robust discussion addressing important issues and trends in the Cyber and Data Security marketplace. Three industry veterans will address and discuss current trends in the claims and litigation environments\, including\, proactive measures by policyholders to help ensure a smooth claim process. The group will also discuss underwriting standards and related issues\, placement of coverage\, adequate limits and challenges when placing coverage. \nREGISTER HERE URL:https://www.bbrown.com/us/event/cyber-and-data-security-claims/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2021/12/CyberMarketUpdateQ3_WebsiteGraphic.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20240321T110000 DTEND;TZID=America/Chicago:20240321T120000 DTSTAMP:20251105T043939 CREATED:20231227T165010Z LAST-MODIFIED:20231227T165010Z UID:10000598-1711018800-1711022400@www.bbrown.com SUMMARY:Mental Health Parity and Addiction Equity Act Basics DESCRIPTION:Navigating mental health parity requirements is an important aspect of managing group health plan compliance responsibilities\, and employers face challenges adhering to those requirements as reflected in the Mental Health Parity and Addiction Equity Act (MHPAEA). The challenges under the MHPAEA include determining how to provide parity between mental health/substance use disorder benefits and medical and/or surgical benefits concerning a plan’s financial cost-sharing requirements\, treatment limitations and other restrictions or limitations (e.g.\, medical management standards\, drug formulary\, network design\, plan exclusions\, etc.). \nJoin us as we break down the intricacies of these regulations while covering the following topics: \n\nThe background and development of the MHPAEA’s requirements for Quantitative Treatment Limitations (QTLs) and Non-Quantitative Treatment Limitations (NQTLs)\nWhat plans are subject to the MHPAEA requirements?\nWhat are a plan sponsor’s obligations with respect to the MHPAEA?\nLegislative landscape updates: 2023 MHPAEA/NQTL proposed rules and looking ahead\n\nREGISTER HERE\n\nDISCLAIMER: Brown & Brown\, Inc. and all its affiliates\, do not provide legal\, regulatory or tax guidance\, or advice. If legal advice counsel or representation is needed\, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown\, Inc. and all its affiliates\, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes. URL:https://www.bbrown.com/us/event/mental-health-parity-and-addiction-equity-act-basics/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2023/02/austin-distel-Imc-IoZDMXc-unsplash-1-scaled.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20240222T130000 DTEND;TZID=America/Chicago:20240222T140000 DTSTAMP:20251105T043939 CREATED:20231215T215835Z LAST-MODIFIED:20240104T214859Z UID:10000594-1708606800-1708610400@www.bbrown.com SUMMARY:Medicare Eligibility Services DESCRIPTION:Brown & Brown Medicare Eligibility Services recognizes that Medicare can be a complex and confusing topic for employees and HR leaders. To help address this\, Brown & Brown Eligibility Services is hosting a complimentary educational webinar to assist individuals in gaining a better understanding of the fundamentals of Medicare. \nThe webinar allows attendees to understand how Original Medicare operates\, explore common supplemental coverage options\, debunk common misconceptions\, understand the enrollment process and much more. \n** For additional information about Brown & Brown Medicare Eligibility Services\, HR leaders are encouraged to contact their Brown & Brown representative to request a service proposal. Brown & Brown Medicare Eligibility Services offers Medicare guidance and comprehensive enrollment support for Medicare-eligible employees and their family members. ** \nBrown & Brown Eligibility Services is a division of Brown & Brown Absence Services Group. \nREGISTER HERE\n\nDISCLAIMER: Brown & Brown\, Inc. and all its affiliates\, do not provide legal\, regulatory or tax guidance\, or advice. If legal advice counsel or representation is needed\, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown\, Inc. and all its affiliates\, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes. URL:https://www.bbrown.com/us/event/medicare-eligibility-services/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2023/06/christin-hume-mfB1B1s4sMc-unsplash-1-scaled.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20240215T110000 DTEND;TZID=America/Chicago:20240215T120000 DTSTAMP:20251105T043939 CREATED:20231226T164044Z LAST-MODIFIED:20231226T164044Z UID:10000596-1707994800-1707998400@www.bbrown.com SUMMARY:HSA Compliance: A Deep Dive into the Rules Surrounding HSAs DESCRIPTION:High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs) have long been considered important to employers’ overall health and welfare benefit programs. Employers may consider offering HDHPs and related HSAs under their benefit plan due to the reduced administrative burden related to HSAs\, as the account is owned by the employee HSA account holder. Employees may also benefit from HSAs due to their tax-favored status under the Internal Revenue Code. Although HSAs have their advantages\, these advantages also come with a complex regulatory environment for both employees and employers alike. \nJoin us as we help unravel the complexities of HSAs and provide clarity surrounding the following key topics: \n\nWho is eligible to contribute to an HSA?\nWhat is considered permissible coverage and impermissible non-HDHP coverage?\nHSAs and their interaction with FSAs and HRAs\nThe timing and annual limits of HSA contributions\nMid-year election changes related to both HSAs and HDHPs\n\nREGISTER HERE\n\nDISCLAIMER: Brown & Brown\, Inc. and all its affiliates\, do not provide legal\, regulatory or tax guidance\, or advice. If legal advice counsel or representation is needed\, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown\, Inc. and all its affiliates\, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes. URL:https://www.bbrown.com/us/event/hsa-compliance-a-deep-dive-into-the-rules-surrounding-hsas/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2021/12/HSAGuide_WebsiteLander.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20240130T130000 DTEND;TZID=America/Chicago:20240130T140000 DTSTAMP:20251105T043939 CREATED:20240108T161118Z LAST-MODIFIED:20240108T161118Z UID:10000600-1706619600-1706623200@www.bbrown.com SUMMARY:Crime Policies: Beyond Employee Theft - Coverage and Claims DESCRIPTION:Please join us for a robust discussion addressing important issues and trends involving Crime Policies. Two industry veterans will address and discuss the different coverage grants typically found in such policies and claims that are subject to coverage. They will also discuss underwriting standards and related issues\, placement of coverage\, adequate limits and challenges when placing coverage. \nREGISTER HERE\n\nDISCLAIMER: Brown & Brown\, Inc. and all its affiliates\, do not provide legal\, regulatory or tax guidance\, or advice. If legal advice counsel or representation is needed\, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown\, Inc. and all its affiliates\, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes. URL:https://www.bbrown.com/us/event/crime-policies-beyond-employee-theft-coverage-and-claims/ LOCATION:Virtual ATTACH;FMTTYPE=image/jpeg:https://www.bbrown.com/wp-content/uploads/2022/11/andrew-neel-cckf4TsHAuw-unsplash-1-scaled.jpg END:VEVENT END:VCALENDAR